Australian general insurance brokerage

General Insurance Solutions for Businesses

We assist businesses with the placement and arrangement of general insurance products across a broad range of industries.

50+Industries assisted
60+Insurance products
Lloyd’sMarket access
4.9/5Client rating
Obligation-free

Request a quotation

Tell us about the business and we will approach available insurance markets on your behalf.







    Quotations are obtained from available insurance markets and are subject to insurer appetite, underwriting criteria and the information provided to us. Typical response time: 1–2 business days.

    Authorised Representative of Mclardy McShane Partners Pty Ltd NIBA Member Risk reports via LMI Group Lloyd’s & international market access
    Our speciality

    We specialise in hard-to-place risks

    We provide general insurance broking services across a broad range of business insurance classes, including complex and specialised risks. We support businesses of all sizes, from small tradespeople to multinational corporations, subject to insurer acceptance, underwriting criteria and applicable policy terms and conditions.

    Complex business operations and exposures

    We assist businesses whose operations, occupancies and exposures that need a specialist market placement.

    Complex property and liability risks

    Property, liability and related covers for risks that need specialist market placement rather than an off-the-shelf product.

    Customised approach to insurance

    We approach the insurers to explore coverage options and suitable terms and conditions subject to insurers assessment and acceptance.

    The availability of cover, terms, conditions, exclusions, limits and premiums are determined by the relevant insurer and are subject to their underwriting criteria.

    More about how we work

    Broad market access, a practical approach, and insurance expertise

    1. Broad Market Access

    We provide general insurance broking services to businesses of all sizes, from small tradespeople to multinational corporations, across a broad range of industries and insurance classes through Australian market and Lloyd’s market.

    2. Our Approach

    A practical, client-focused approach to general insurance broking, with an emphasis on understanding your business operations and facilitating insurance options based on your stated requirements, insurer acceptance, underwriting criteria and applicable policy terms and conditions.

    3. Our Expertise

    We specialise in arranging general insurance for complex risks and also all types of general and commercial risks across a broad range of industries, drawing on our market knowledge and broking experience.

    Our focus

    Larger clients, complex risks, and SMEs

    Around that speciality we assist larger businesses, corporate clients, and also small and medium-sized businesses with a full range of general insurance products.

    More about Cover AU

    Our Vision

    To be a trusted general insurance brokerage recognised for assisting businesses with specialist and hard-to-place insurance products.

    Our Mission

    To assist businesses with access to available insurance markets and provide professional support throughout the insurance placement and administration process.

    We aim to build long-term professional relationships with our clients and insurance markets through integrity, transparency and a client-first approach.

    What we do

    What We Do

    Obligation-free risk review

    We do obligation-free risk review on a case-by-case basis and we offer tailored general insurance program placement to suit business risk exposures.

    Obligation-free quotations

    We do obligation-free quotes to compare the premiums to get the best price.

    Claims support

    We support our customers to lodge and manage their claims.

    How we help your business

    How We Help Your Business

    Our general insurance broking process involves gathering business information, obtaining insurance quotations and facilitating policy placement, subject to insurer acceptance and applicable terms and conditions.

    1

    Understanding Your Business

    We gather information about your business operations and insurance products.

    2

    Information Review & Submission

    We forward the information provided to insurers and underwriting agencies for assessment.

    3

    Obtain Quotations

    We approach insurers and underwriting agencies to obtain quotations based on the information provided and the availability of insurance markets.

    4

    Insurance Placement

    Following your instructions and insurer acceptance, we facilitate policy placement and provide relevant documentation.

    5

    Ongoing Support

    We assist with policy changes, renewals, policy administration and claims lodgement in accordance with our agreed services and relevant policy procedures.

    The availability of insurance, terms, conditions, exclusions, limits and premiums are subject to insurer appetite, underwriting criteria and the information provided.

    Who we serve

    From small tradies to large and complex organisations

    We understand the insurance needs of small and medium-sized businesses and can assist with the placement and arrangement of a range of general insurance products, including:

    Industries we serve

    General Insurance Broking Across a Broad Range of Industries

    All industries
    Who is behind Cover AU

    Cover AU is led by Harry Hamrang

    His background combines experience in general insurance with formal studies in insurance and business strategy. This combination of insurance education and business strategy informs his approach to understanding business operations and facilitating general insurance placement across a broad range of commercial risks.

    Authorised Representative of Mclardy McShane Partners Pty Ltd Member of the National Insurance Brokers Association (NIBA) Access to Australian, Lloyd’s and international insurance markets
    Harry Hamrang

    Harry Hamrang

    Principal & Authorised Representative, Cover AU

    28 years of experience across a range of roles within the insurance industry, including Tier 1 in General Insurance and General Insurance Broking.

    Looking for general or commercial insurance?

    Contact us to discuss your insurance products and the available insurance options.